When you go to a bank to open an account, you will find each kind of deposit account comes with a different interest rate, depending on the bank and account. The Federal Deposit Insurance Corporation (FDIC) reports that the type of accounts that usually earn the highest interest rates are money market accounts, then savings accounts, and finally checking accounts. A bank earns a spread on the funds it lends out from those it takes in as a deposit. The net interest margin (NIM), which most banks report quarterly, represents this spread, which is simply the difference between what it earns on loans versus what it pays out as interest on deposits. Of course, this gets much more complicated given the dizzying array of credit products and interest rates used to determine the rate eventually charged for loans. Borrowing during a down economy or when uncertainty is high (about factors such as inflation and a volatile interest rate environment) could be a good strategy for achieving a favorable rate—especially if you choose a time when a bank may be especially motivated to make a deal or give you the best rate possible. Finally, seeking a loan or rate with government backing can also help you secure the lowest rate possible.

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tyyp Kthehu Mbrapa
tyyp 2TON - FAJ (Official Video 4K)
tyyp 2TON - Rrethi Jem
tyyp 2TON - TMV
tyyp 2TON x Don Phenom - Ciao (Official Video)
tyyp 2Ton x Donjeta - Sa gabime
tyyp 2po2 - Ka po shkojm
tyyp 2po2 - Vida
tyyp Adelina Ismaili - Sa 1000 engjuj (Official Video HD)
tyyp Agon Amiga - Oh Bir
tyyp Aida Doci - Potpuri dasmash
tyyp Alban Skenderaj - Faleminderit (Official Video HD)
tyyp Alban Skenderaj - JETE
tyyp Alban Skenderaj - Plage ne gjysmeshpirt
tyyp Alban Skenderaj ft. 2Ton - Drejt ne zemer (Official Video)
tyyp Albulena Ukaj - Kerkoj Falje (Official Video HD)
tyyp Ardian Bujupi x Farruko - CIKA CIKA (Remix) feat Xhensila
tyyp Argjenda Doci - Gezim E Lote
tyyp Arta Bajrami - Hajredin pasha
tyyp Arta Kabashi - A mdon (Official Video HD)
tyyp Asim Gashi 2019
tyyp Baby G - It's me
tyyp Besnik Gjakova ft. Vjollca Hamiti - Kem Dashni (Official Video HD)
tyyp Blero & Ylber Osmani - A e din
tyyp Blero ft Gasso X Fissi - FALJA (Official Video)
tyyp Blero ft. Teuta Selimi - Ske Jete
tyyp Bruno ft. Flori - Ja ke bo vetes
tyyp Butrint Imeri ft. Gjiko - Bakllava
tyyp Capital T - FILMA
tyyp Capital T - Kujtime (Prod. BO Beatz)
tyyp Dafina Zeqiri X Dj Geek - ALO
tyyp Dhurata Dora ft. Soolking - Zemer
tyyp Duli - HARAM (Official Video 2019)
tyyp Duli - Ma ke Synin (Official Video)
tyyp ENCA - BALAD
tyyp Elvana Gjata - Pa Dashuri
tyyp Engjellusha Salihu - Fejesa (2019)
tyyp Enis Bytyqi - Marak
tyyp Enis Bytyqi - Ti!
tyyp Era Istrefi - Nuk E Di feat Nora Estrefi
tyyp Era Istrefi - Nuk E Di feat. Nora Estrefi (Official Video)
tyyp Era Rusi & Ylli Baka - Dasma ime
tyyp Ermal Fejzullahu - Zanati i vjeter
tyyp Fatmir Sufa ft. Alberije Hadergjonaj - 1 Shans (Official Video 4K)
tyyp Fifi - Akoma
tyyp Flori Mumajesi - Cun Tirone
tyyp Flori ft. Ghetto Geasy ft Bruno - Mori
tyyp Genta Ismajli - Zjarr (Official Video)
tyyp Ghetto Geasy - Amante (Official Video 4K)
tyyp Gold AG - Kili Mili
tyyp Greta Koci - Aman (Official Video)
tyyp Grupi Emracom - Potpuri 1
tyyp Irkenc Hyka ft Mimoza Shkodra - Valla (Official Video)
tyyp Irma Libohova feat. Rei Bezhani - Peng (Official Video 4K)
tyyp KANITA - Stranger ft. Lindon (Official Video)
tyyp KIDA - KA JE
tyyp KIDDA - SA KE TI
tyyp Kidda - Mega
tyyp Lori - A me la
tyyp Lumi B ft. Skerdi - Djal dukat
tyyp Lyrical Son x Ledri Vula x Mc Kresha - Menemadhe (Official Video)
tyyp MMV - Ghetto Geasy
tyyp Majk - Qikita
tyyp Majk ft. Butrint Imeri - Sa gjynah
tyyp Majk x Onat - Thirri Dajt
tyyp Meda & Yllka Kuqi - Kush je ti (Gezuar 2019)
tyyp Meda - Zero Zero
tyyp Melinda - Cifteli
tyyp Mentor Kurtishi - Dashni n zemer (Official Video HD)
tyyp Mimoza Shkodra - Mu ma le fajin
tyyp Morena Taraku ft. Sabri Fejzullahu - Dashni (Official Video 4K)
tyyp Mozzik - Ghetto
tyyp Mozzik x Loredana ROMEO & JULIET prod. by Miksu & Macloud
tyyp NRG BAND - Ani mori Nuse
tyyp Noizy - Superhot (Official Lyric Video)
tyyp Noizy x Dj A-Boom - Sekret i bukur
tyyp ROVENA STEFA - MIKJA IME (Official Video Music)
tyyp Radoo - Bella Mia (Official Video)
tyyp Rino ft. Mc Kresha - Habibi
tyyp Ronela Hajati - Pa dashni (Official Video)
tyyp Sabri Fejzullahu - Nuk te njoh
tyyp Samanta - Ku ma le (Official Video 4K)
tyyp Samanta ft. Elinel - Vone
tyyp Samanta ft. Elinel - Vone (Official Video HD )
tyyp Sefe Duraj ft Shemi - Nje kenge sa nje Jete
tyyp Sefë Duraj 1000 ZEMRA
tyyp Seldi x Keisi - Ska dashni
tyyp Shkurta Selimi - Pike mu bone (Official Video HD)
tyyp Shkurte Gashi, Edona Llalloshi, Teuta Selimi - Potpuri
tyyp Sinan Hoxha & 2 Step ft. Almenda - Mama mia (Official Video 4K)
tyyp Sinan Hoxha - Luje Luje (Official Video 4K)
tyyp Sinan Vllasaliu - Cka me ba
tyyp Sinan Vllasaliu - Pardon
tyyp Sinan Vllasaliu ft Albina Kelmendi - Denim
tyyp Skerdi ft. Nora Istrefi - Mke mungu
tyyp Smail Puraj - Tu ka rrit mendja
tyyp Tayna - Pow Pow
tyyp Tayna X Ledri - Aje
tyyp Tishi - Me Ty (Official Video HD)
tyyp Tuna - Plage
tyyp Tuna ft. Yll Limani - A don hala
tyyp VALZA x ZAZA - LUJE BABY (Official Video)
tyyp Valza - Aman (Official Video)
tyyp Vjollca Haxhiu - Nuk je burre
tyyp Vjollca Haxhiu - Rrebele
tyyp Vjollca Haxhiu - Si njo e njo (Official Video HD)
tyyp Xhavit Avdyli - Ti je jeta (Official Video)
tyyp Xhensila Myrtezaj & Pirro Cako - Sekreti im
tyyp Yll Limani - Harrom (Official Video)
tyyp Ylli Baka & Ilir Suku (Likja) - Shoku im (Official Video HD)

The Music of Albania (Albanian: Muzika Shqiptare) is associated with the country of Albania and Albanian communities. Music has a long tradition in the country and is known for its regional diversity, from the Ghegs in the North to the Tosks in the South. It is an integral part of the national identity, strongly influenced by the country's long and turbulent history, which forced Albanians to protect their culture from their overlords by living in rural and remote mountains.

Diverse Albanian folk music includes monophonic and polyphonic styles, responses, choral, instrumental and vocal music. Each region has a unique musical tradition that reflects its history, language and culture. Polyphonic singing and song forms are primarily found in South Albania, while in the North they are predominantly monophonic. Albanian iso-polyphony has been declared an UNESCO Intangible Cultural Heritage of Humanity. The Gjirokaster National Folklore Festival, held every five years in Gjirokaster, is an important venue exhibiting traditional Albanian music.

Albanian music extends to ancient Illyria and Greece, with influences from the Roman, Byzantine and Ottoman Empire. It is evident in archeological findings such as arenas, odeons, theatre buildings and amphitheatres, all over Albania. The remains of temples, libraries, sculptures and paintings of ancient dancers, singers and musical instruments, have been found in territories inhabited by the ancient Illyrians and ancient Greeks.
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